Frisco Texas Mortgage, Real Estate, Events, and more

Via Brad Andersohn (Zillow - Outreach Manager):

"But I thought "Penquins" were suppose to be cute, fuzzy, warm, and harmless animals?" 

Google has changed some of their algorithms for SEO and SERP results.   It's a new algorithm update being referred to as Penguin.  When did all this happen?  Was your site hit?  Has your page(s) gone down in the search engine results?  Has this Penguin been spotted on ActiveRain and some of your blog posts?  If so, you'd want to know about it right?

How can you tell if you were a victim of Google’s Penguin and what can you or should you do if you were?  This is an interesting topic and will definitely leave you with a better understanding of how Google is now ranking and indexing websites and pages and how the Penguin plays into it all.

Does keyword density really matter?  Do meta-tags, titles, and back links really even make a difference anymore?  What if you don’t use keywords, links, SEO techniques, or any other technical traditions of the SEO underworld, will you still show up in Google? How are you suppose to keep up with all this SEO technobabble stuff and changes?

If you’re like me, then you’ll want to know...

Google is getting much smarter, much better, and much more efficient at finding ways and implementing tools and programs that keep the SEO Gods trying and guessing. My advice is to forget all that “gaming & black hat SEO stuff” and just focus on providing your readers, clients, and subscribers with great value-added and useful content.

Google Penguin Explanation Video if you’re interested, and How to Protect Your Site.

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"May this blog be just one more planted seed of wisdom that helps you or your business blossom today!"

Via Loreena Yeo, Realtor®| Frisco TX Community Advocate (214)783-2210 (3:16 team REALTY ~ Locally-owned Frisco TX Real Estate Co.):

I serve many Frisco TX home buyers and sellers. As a Frisco TX real estate listing agent, I always tell my sellers, "I like to take care of business right at the beginning. I have a positive attitude. When I put the sign on the market, I expect it to sell. Hence, I take care of all paperwork I need upfront. I don't like scrambling for stuff in the middle of the process.When I get a contract, I want my sellers to concentrate on negotiating. We will not be hunting for necessary paperwork".

I can say I train my sellers well.

Here are some of the important documents Frisco TX home sellers will need as part of the sale of their home:

 

• 

  Survey

• T-47 if you are using an existing survey in the transaction
• Mortgage payoff authorization (consists of your lender’s information, mortgage account information, and last 4-digits of your social security number)

Survey

The survey details the property boundaries, building setback lines and easements. The survey must have a clear and legible surveyor’s stamp also. Existing surveys are allowed to be used a new real estate transaction.

T-47: Texas Residential Real Property Affidavit

The T-47 affidavit goes alongside the survey used for the real estate transaction. With using the T-47, it states that the current owners have no made improvements or changes to the property that could affect the use of the existing survey. Changes that would include:

• adding new structures such as swimming pool, room additions or extensions, or other permanent structures.
• change the location of fences
• construction projects on immediate adjoining property that encroach the property

By stating “NONE” – it states that the owner (to the best of the knowledge) does not know of any changes made (listed above).

The T-47 affidavit should be signed in front of the notary.Then, delivered to the title company along with the survey when the transaction is executed.

Upon closing, the T-47 affidavit will be requested to be signed again.

Best practice should include signing the T-47 even before the property comes on the market. When an offer is presented, concentrate on negotiating the offer, instead of running around trying to get the T-47 notarized.

 

Mortgage Payoff Authorization

The mortgage payoff authorization can be a simple request letter (with the mortgage information listed) that the owners authorize the title company to request a mortgage payoff authorization.

 

When you hire 3:16 team REALTY to sell your Frisco TX home, you can be assured that the important paperwork needed will be requested upfront. It is how we operate as a company. We do not like to chase after paperwork. We are planners and we gather all the necessary paperwork needed upfront, so when you do have an offer on the property, we will concentrate on negotiating the contract, instead of chasing needed paperwork.

Call Loreena and Michael Yeo
(214) 783-2210
to discuss the sale of your home.

 

 

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CALL TODAY (214) 783-2210 Loreena Yeo lives, plays and works in Frisco TX since 2000. Owner/ Broker of 3:16 team REALTY - a local Real Estate Company. Moving to Frisco TX? The UNOFFICIAL Ambassador of Frisco TX. Search Frisco TX homes now. Position you to become an informed, ready Frisco TX home buyer. Find out how Loreena sells homes in 1/3 of time than the average local Realtor®. Be an informed real estate consumer in Frisco TX. Read raving fans' reviews. Connect via Social Media:

Content & Photography Copyright © 2012 by Loreena Yeo (3:16 team REALTY)
This article was originally posted at:
Preparing Important Documents For The Sale Of Your Frisco TX Home

Via Wayne and Jean Marie Zuhl (Hallmark Realtors):

Make Your Open House Stand Out!

1. Hold open houses after work or during lunchtime on weekdays.
2. Hold the open all day long from unconventional times of 9am to 6 pm.
3. If the property has an amazing view of sunset, hold your Open House during that time.
4. Provide easy to eat snacks and cold beverages, offer iced tea and lemonade or fresh squeezed orange juice in the summer, warm tea or coffee or cocoa in the winter, warm apple cider in the fall.
5. If it's hot out, have water bottles made with custom labels.
6. Have your visitors enter a raffle for an Ikea giftcard, a gas card, a cook book, ceramic pots, gardening utensils
7. Make professional custom packets for the property including a color brochure of the property, neighborhood and school information, an itemized list of annual utility costs,  lists of improvements made, noting the year and cost, and copies of any structural surveys or appraisals you’ve had done within the last year ... OR ... 
8. Put out the related information on a display board and offer to send a copy to anyone who registers with you.
9. Put an "Open House" sign with day/time in the yard a few days in advance.
10. If the home is still occupied try pairing the open with a yard/garage sale.
11. Put out 30 plus signs from the freeway exits all the way to your listing.
12. Prepare virtual tour CDs and matching jewel cases.
13. Invite a mortgage professional to attend and prequalify buyers.
14. Make up a questionnaire asking visitors for a room by room feedback. Put this on a clip board to carry with them as they go room to room and give them one of your pens with your info on it.
15. Have a contract completely filled out waiting the buyer's signature.
16. Put on  a DVD slide show with pictures of the local area and the house with light background music.  

 

Wayne and Jean 

web: www.WayneZuhl.com

email: TeamZuhl@gmail.com

blog: UnionCountyRE@wordpress.com

FB: Real Estate Today and Things to Do in Union County

 

• Saturday May 12 @ 10:00 am - This class is special for Kids and Dads (mom's are welcome too of course) to help them prepare for Mother's Day! Its all about the Cupcakes! Learn how to make and decorate cupcakes for Mom.  ** space is limited for this class, so reservations are needed. Call 972-712-9455 **

 

• Saturday May 19 @ 9:30 am - Fire up the BBQ! Learn some great recipes in time for BBQing on Memorial Day. Attendees will also receive a emails with more wonderful ideas which will make for some fabulous cookouts guaranteed.

 

• Saturday May 26 @ 9:30 am - The latest VITAMIX trend has hit Williams-Sonoma! During this class, the chef's will blend a wide variety of veggies. Within minutes, you can make minced veggies and pureed hot soups to froths and frozen desserts. You'll really learn how to get the most out of your Vitamix.

 

All participants of the classes above will receive a 10% savings on select same-day store purchases. Not all classes require reservations, but space is still limited so it's best to reserve your space ahead of time. You can reserve your spot by either calling 972-712-9455 or by going right into the Stonebriar Mall and stopping by the Williams-Sonoma.

Via Samantha Smith, d+b Real Estate Lake Ray Hubbard Realtor (214.422.0729 www.SamIAmHouses.com):

Who Pays Full Price? No one!   That's right, our society & in our current economic times, No One wants to pay more than its Value regardless of the product. When you buy bananas for 49 cents a pound at one store and see them for 39 cents a pound at another store, it's not the ten cent difference as much as it is about you Over Paying.  

Home Buyers are no different and it seems like the natural way to start the negotiation process is to offer less than the asking price for the home. However, with the market making a turn upward, be wary of "low balling" and submitting an outrageously low amount, many Sellers are now receiving Multiple Offers on their home.

Having the Seller knock a few thousand dollars off the sales price sounds good, but in actuality, it won't make much difference in your monthly payments. However, a buyer who only has enough available funds for down payment and closing costs will have to live in a home exactly the way it is until they've saved more money to make their desired changes/repairs. Instead of lowering your offering price, how about having the Seller take that money off in other areas like the Home's Condition or Seller Concessions, could make a big difference in your pocket book.

Let's say you found a home that needed $5,000 worth of improvements and the seller would lower the price by that amount. Great, your purchase price is lowered BUT financing those improvements with a separate bank loan will result in you having higher payments due to a higher interest rate and shorter term than your mortgage.

• INSTEAD, you could Offer Full Price and ask the seller to make your desired improvements prior to closing. This will result in lower monthly payments based on today's low mortgage rates and 30 year term. 
• OR negotiate with the seller to pay that amount of your closing costs, which then means you get to check your saved money & now have the cash to make the improvements.  

 

When buying a house, especially in today's roller coaster market, remember the saying "there's more than 1 way to skin a cat". By offering Full Price, many Sellers are more apt to consider concessions regarding condition or terms which can be balanced to affect the value of the property.  

If I can be of service to you or help your friends/family that you refer to me, please know that I am never too busy & I would honor the chance to earn the business!

If there's a Neighborhood or City that you're curious about, simply send me an email (sam@samiamhouses.com). You can also visit my Website to search for houses in all the cities (Garland, Rowlett, Rockwall, & Heath) that make up our Lake Ray Hubbard area or Your Area of interest in the Dallas/Ft Worth Metroplex.