I am a Senior Loan Officer / Mortgage Consultant in Frisco Texas and have been in the Mortgage Industry since April 1993.  I have two main goals with each transaction.  The first goal is to remove your stress when buying your dream home or refincing your current mortgage.  My second goal is to provide exceptional service so that you feel confident in my ability to assist your family and friends when they are ready to refinance their mortgage or purhaps even purchase a home in Frisco Texas.

I've been a member of NAMB (National Association of Mortgage Brokers) since Feb. 2008.  NAMB is an association that is committed to promoting the highest degree of professionalism and ethical standards for its members.  In addition to mandating members adhere to a professional code of ethics, NAMB provides mortgage brokers with professional education opportunities, and offers rigorous certification programs to recognize members with the highest levels of professional knowledge and education.

As mentioned above, I have been in the mortgage industry since April 1993.  Over the years, I have had the pleasure of working on several loan scenarios.  None of which were Adjustable Rate Mortgage or Subprime(Alt-A) Products.  The products I specialize in are Conventional and FHA Loans. LegacyTexas Mortgage works with most wholesale lenders licensed to fund loans in Texas. Since I work with so many lenders, I am able to provide some of the best deals in the market today.  Overall, I have helped hundreds of homeowners get into their first home or refinance their current mortgage to a lower, fixed rate interest.

My blog on Active Rain as well as my two outside blogs - Frisco Texas Mortgage - and www.JohnCannata.com - are geared towards offering tips about Mortgages, Real Estate, Marketing, and local events in and around Frisco Texas.  I have even thrown in some Random Thoughts for fun.

Our office is located at the corner of 121 and Legacy Drive. I'm a resident of Frisco Texas and I tend to work with Real Estate Professionals on purchases in Frisco Texas as well as the the surrounding areas such as McKinney, Plano, Dallas, Richardson, Little Elm, Carrollton, and Allen.  Even though my focus is within Frisco Texas, I am licensed to complete purchase and refinance transactions throughout the great state of Texas.  Contact me for a hassle-free quote.

For my homeowners - Whether you are searching for a first home, moving up, looking into refinancing, or just have questions regarding mortgage financing, I'll help find the mortgage solution to meet your financial needs. My commitment to my customers is to ensure that you are well represented and informed throughout the entire loan process.  As a matter of fact, my website allows you to follow along from the very first day.  Prior to closing the loan, we will go through the numbers to ensure we are on the same page and the rate/fees are what we have discussed.  Reviewing the numbers prior to closing will ensure there aren't any mistakes and also will avoid any confusion at the closing table.  No surprises when you work with me.  For mortgage products, terms, and other helpful information - visit my mortgage website.

For my Real Estate Agents - Partnership is the key to success in this business.  I work closely with Real Estate Agents so that we have a united front to our customer.  No 'he said she said' when working with our company.  Each week you are updated with the status of your files so that you are always involved and have the latest and greatest information.  When we work together, your customers are a part of my service 'after the sale'.  This service provides constant contact monthly through a Newsletter, Birthdays, Anniversaries, and occasional 'referral requests'.  By keeping in contact with our customers, we build loyalty which then translates to repeat business and word-of-mouth referrals.  Do not continue to send business to a Loan Officer or Lender that is just waiting around for your business.  Get into a partnership with a Loan Officer that helps you create loyal clients and a constant flow of referrals.  A Loan Officer that helps you with your marketing plan to stir up new business from neighbors, businesses, and strangers that we turn into friends.  To find out more about me and the services I provide, visit my Real Estate Agent Marketing Website

A post written by Loreena Yeo of 3:16 Team Realty in Frisco Texas - AR Partnership Testimonial

"Thank you for being patient with me.  I know I called often, but my last experience was not a good one.  I'll for sure send you some referrals as I come across them."

Homeowner - Frisco, Texas

"John, you stood by your word on the refinance and I am standing by mine.  Here is your recommendation.  You were a joy to work with and kept us informed throughout the refinance process.  Please be sure to keep your positive attitude and your business will surely continue to grow.  Thank you and best of luck!"

Homeowner(s) - Little Elm, Texas

"I received this information from my broker from the month of April.  It was some of the best suggestions I have received and found it quite valuable.  Would you mind putting on your distribution list and contact me regarding the below?"

Keller Williams Agent - Frisco, Texas

"I was not sure what to expect when meeting you, but the thought of a mortgage guy 'helping' me was intriguing.  During our first meeting, I was waiting for 'do you have a prospect for me to review?'  Instead, we discussed my current business and marketing plans.  The next week we met again to discuss your marketing ideas and enhancements.  When we were done, I actually felt refreshed and motivated.  Your ideas made sense and are simple to implement.  I especially like your Open House suggestions, and I have held my fair share of Open Houses.  It was funny what minor changes I can make to get visitors to sign my guestbook.  As I promised, I am writing you this testimonial to use for other agents.  I strongly suggest they call you if they do not have a plan that is currently generating new prospects without spending a lot of money on what sometimes appears to be useless marketing.  See you next week!"

William Davis Agent - Plano, Texas